Archive · Originally published 2020-11-03
Editorially revised on 8 November 2026. This page records an earlier topic; follow the current guide below for present-day advice.
The issue
This archive article concerned statutory accident insurance, not life insurance. A commuting accident requires assessment of the insured activity and the purpose and circumstances of the journey.
How to read this today
A familiar route alone may not resolve disputed facts. Preserve the timing, work records and other evidence, and distinguish social-insurance proceedings from any employment claim. The personal details and over-generalised account in the earlier version have been removed.
Practical context
For a current matter, identify the relevant date, the applicable documents and the outcome sought before relying on an earlier summary.