English · Deutsch – Altersteilzeit und betriebliche Altersversorgung
Partial retirement usually depends on agreement or an applicable collective arrangement. It is not a general unilateral right beginning at age 63.
What needs checking
Assess the chosen working model, remuneration supplements, pension effects, protection of accrued value and the position if employment ends early. Occupational pension commitments need their own review.
Practical next steps
Before offering a retirement package, obtain a coordinated employment, pension, tax and social-security assessment. The employee and business should understand the cash flow and consequences across the entire arrangement.
Prepare for the review
Send the relevant contract or policy, a short chronology, the correspondence and any document showing a deadline. Explain the outcome you need and any steps already taken.
Read the full topic guide and legal sources · All services
Updated: 8 November 2026.
Further practical examples
Illustrative scenarios; these are not reports of client matters or promised outcomes.
Scenario 1
A block model combines full work followed by release. Accrued value and protection are reviewed.
Scenario 2
A pension promise is discovered in an acquisition. Obligations and possible changes enter the transaction review.
Scenario 3
An employee wants to leave earlier than agreed. Pay, accrued value and pension effects are clarified before agreement.